You know you're having a shit year when you beat cancer, are recovering from bowel surgery and then some twat in Malaysia robs hundreds of pounds out of your bank account!

Yes I discovered this morning that after beating cancer and finally having the operation to have my stoma bag removed (and some bowel with it!), I am the victim of card fraud... though how the fuck they cloned my card details is beyond me.

Yes some wanker in Malysia has been withdrawing £141 each time he or she visits the the hole in the wall, having somehow cloned my debit card details.

That's all my incapacity benefits stolen but HSBC have been kind enough to extend my overdraft facility to an even more ridiculous level while they complete their investigations and decide if they will give me my money back or not.

Actually I should be grateful to HSBC that they spotted the fraud and wrote to me before any more damage could be done.

Lucky lucky lucky me.